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UK Mortgage Mayhem: are we becoming a “developing” country?

/ Intermediate, Market Insights, Personal Finance
Mortgage Mayhem UK

UK housing were already extremely unaffordable. And most households were paying a high portion of their salary towards mortgages (also rents). We have one of the highest inflation rates within the developed world, and now even competing to look “better” against developing countries where inflation has fallen back down very quickly. To make the cost-of-living crisis worse, mortgage rates have started to hit the roof. High interest rates are hardly getting passed on to savers. And even if they did, do most of us have anything left over to even save?

UK Recession and our money

/ Beginner, Investment Risk, Market Insights

We all saw the headlines. The Bank dropped a bombshell. There is a full-blown crisis blooming in the UK.
Read on as I summarise the key findings on our economy, why UK is expected to look worse compared to other countries and what it means for our money.

Why high inflation won’t last for too long

/ Beginner, Market Insights, Personal Finance

High inflation remains one of the most cited concerns for policymakers and consumers like me and you. With large inflation prints coming out month after month, there’s no surprise that it is making everyone a little uneasy.

But I am here to explain why inflation figures are likely come down around mid next year and remain low over the long-term.

This is not just my personal view, but the view shared by all the heads of central banks in the UK, Europe, and US, plus the IMF.

How to invest during inflation and manage finances

/ Beginner, Investing, Market Insights

There is a reason why inflation is known as the “Silent Killer”. It creeps up and takes away your purchasing power over time. Inflation has been under the limelight so far this year and why wouldn’t it be? Consumer Price Inflation (CPI) have risen to 5.4% year-on-year last month in the US, compared to the Central Bank’s average 2% target. In the UK, the number stands at 2.4%. Don’t underestimate the intensity of this little number which affects everything – from individuals to countries and then rest of the world!

This post is all about our current level of high inflation and whether it will remain high for a long time. If so, how should we invest during inflation and what it will mean for our finances?